Frequently Asked Questions About CIBIL Score
1. Can I check my CIBIL score online for free?
Yes, you can check your CIBIL score for free through various credit rating agencies and the official CIBIL website by using your PAN card details. You can also check your credit score in just a few steps from accredited and verified lending institutions like Poonawalla Fincorp.
2. Is CIBIL based on a PAN card?
Since all your financial transactions are reflected in your PAN number, it is essential to enter your PAN number to get your CIBIL score.
3. How to find the exact CIBIL Score?
Follow the steps mentioned above in the section – “Steps to check CIBIL score by PAN Card”
4. How often should I check my CIBIL score?
It is recommended to check your CIBIL score at least once a year, or before applying for a loan or credit card. Doing so ensures accuracy and helps identify any potential issues.
5. Will checking my CIBIL score frequently affect it negatively?
No, checking your own CIBIL score does not impact your credit score. It is considered a “soft inquiry” and does not leave any negative impact on your credit profile.
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