Quantum Mutual Fund

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Quantum Mutual Fund was founded by Ajit Dayal in December 2005 and is India’s first that revolves around the ‘direct-to-investor’ philosophy.

The Quantum Asset Management Company Private Limited is responsible for managing all the funds of the company. Both Quantum Mutual Fund and Quantum Asset Management Company are sponsored by Quantum Advisors Private Limited, the first institutional equity research firm in India.

Types of funds offered by Quantum Mutual Fund

Quantum Mutual Fund offers investment schemes in 4 categories – Equity, Debt, Gold, and Multi-Asset. In the equity category, there are 4 types of funds which are Quantum Long Term Equity Value Fund, Quantum Tax Saving Fund, Quantum Equity Fund of Funds, and Quantum Nifty ETF.

The debt category has 2 kinds of funds – Quantum Liquid Fund and Quantum Dynamic Bond Fund. The gold category has 2 kinds of funds – Quantum Gold Fund ETF and Quantum Gold Savings Fund. The multi-asset category has only one kind of fund which is Quantum Multi Asset Fund.

Equity schemes by Quantum Mutual Fund

Equity schemes invest mainly in stocks and hence, they are also known as stock funds. Quantum Mutual Fund offers 4 kinds of equity funds and we have explained each of them below:

Quantum Long Term Equity Value Fund – It is an open-ended equity scheme that follows a value investment strategy and has a potential of offering high returns to the investor but is also accompanied by high risks.

Investment objective – Offer investors long-term capital appreciation by investing mainly in shares of firms in S&P BSE 200 Index.

Ideal for – Investors who are looking to invest so as to realise their long-term financial goals.

Scheme features:

Benchmark Index	S&P BSE 30 Total Return Index (TRI)
Total Expense Ratio
Investment Options	Growth and Dividend
Minimum Investment	Rs.500
Entry Load	Not Applicable
Exit Load
Riskometer	Moderately High
Fund Manager	Mr. Atul Kumar, Associate Fund Manager – Mr.Nilesh Shetty

Quantum Equity Fund of Funds- This is an open-ended scheme that invests in 5 to 10 diversified equity schemes of third-party mutual funds.

Investment objective – To invest in the best diversified equity schemes by doing a robust research of more than 350 equity-related schemes.

Ideal for – Investors who are looking to diversify their investment portfolio while also achieving their long-term financial targets.

Scheme features:

Benchmark Index	S&P BSE 200 TRI
Total Expense Ratio
Investment Options	Growth and Dividend
Minimum Investment	Rs.500
Entry Load	Not Applicable
Exit Load	1.5% for redemption within 365 days
Riskometer	Moderately High
Fund Manager	Mr. Chirag Mehta

Quantum Nifty ETF – This fund mirrors the NIFTY 50 Index which means that the stocks that form a part of NIFTY 50 find place in the portfolio in the same proportion and weightage.

Investment objective – To offer returns equivalent to NIFTY 50 by replicating the index while reducing the tracking error.

Ideal for – Investors who hold a belief that markets pick the perfect stocks and desire a fund that replicates the index without being managed by a fund manager.

Scheme features:

Benchmark Index	Nifty 50 TRI
Total Expense Ratio	0.09%
Investment Options	Growth
Minimum Investment	Rs.5,000
Entry Load/Exit Load	Not Applicable
Riskometer	Moderately High
Fund Manager	Mr. Hitendra Parekh

Debt schemes by Quantum Mutual Fund:

Funds investing in a mixture of debt or fixed income securities such as corporate bonds, government securities, treasury bills are called debt schemes. Debt securities usually have a fixed maturity date and returns are also based on a fixed rate of interest.

Quantum Liquid Fund – This fund invests mainly in money market instruments such as treasury bills, certificates of deposit (CD), commercial paper, and term deposits. It was designed for investors looking to invest in savings bank account type of schemes but which offers higher interest rates.

Investment objective – To provide optimal returns with low to moderate risk levels and higher liquidity through prudent investments in debt and money market instruments.

Ideal for – Investors who wish to receive income over the short-term.

Scheme features:

Benchmark Index	CRISIL Liquid Fund Index
Total Expense Ratio
Investment Options	Growth, Daily Dividend Reinvestment and Monthly Dividend Option
Minimum Investment	Rs.5,000
Entry Load/Exit Load	Not Applicable
Riskometer	Low
Fund Manager	Mr. Pankaj Pathak

Quantum Dynamic Bond Fund – This fund is an open-ended debt scheme having a dynamic maturity profile and fixed credit exposure. It prefers investing in superior quality debt and money market instruments.

Investment objective – To generate income and enhance the capital by actively managing portfolios of short-term, long-term debt, and money market instruments. In the process, it tends to minimise the credit risk.

Ideal for – Investors with a desire to invest in high-quality money market instruments but do not wish to pay a high expense ratio.

Scheme features:

Benchmark Index	CRISIL Composite Bond Fund Index
Total Expense Ratio
Investment Options	Growth, Monthly Dividend Payout, and Monthly Dividend Reinvestment
Minimum Investment	Rs.500
Entry Load/Exit Load	Not Applicable
Riskometer	Moderate
Fund Manager	Mr. Pankaj Pathak

Gold schemes by Quantum Mutual Fund

Quantum Gold Fund ETF – This fund invests in physical gold. The fund seeks to provide investors with an innovative and cost-effective way to invest in gold assets. Every unit in the fund is equivalent to 0.5 gram of gold.

Investment objective – Providing investors with excellent means of asset allocation.

Ideal for – Investors who wish to invest in gold without paying for making charges or worrying about storing gold.

Scheme features:

Benchmark Index	Domestic Price of Physical Gold
Total Expense Ratio	1.02%
Investment Options	Growth
Minimum Investment	Rs.5,000
Entry Load/Exit Load	Not Applicable
Riskometer	Moderately High
Fund Manager	Mr. Chirag Mehta

Quantum Gold Savings Fund – This fund is an open-ended fund of fund scheme that invests in Quantum Gold Fund units. This fund offers investors with an opportunity to frequently invest in gold through Systematic Investment Plans (SIP).

Investment objective – Offer capital gains by mainly investing in units of Quantum Gold Fund-ETF which in turn invests in physical gold.

Ideal for – Investors who wish to include gold in their investment portfolio. Also, investors who wish to invest in Gold ETFs but do not have a demat account can invest in this fund.

Scheme features:

Benchmark Index	Domestic Price of Gold
Total Expense Ratio
Investment Options	Growth
Minimum Investment	Rs.500
Entry Load/Exit Load	Not Applicable
Riskometer	Moderately High
Fund Manager	Mr. Chirag Mehta

Multi-Asset schemes by Quantum Mutual Fund

Multi-Asset schemes are an amalgamation of asset classes – debt, equity, and gold. The biggest benefit of such funds is diversification and due to this, they have low volatility which ensures that investors enjoy good returns over a long term.

Quantum Multi Asset Fund – This fund invests in various schemes of Quantum Mutual Funds and diversification is its main strategy. It offers the benefits of investing in multi schemes by investing in a single scheme. The portfolio is dynamic which means it allocates investments in debt, equity, and gold, all at the same time.

Investment objective – To generate adequate capital gains for the investor by combining various asset classes while also reducing the risk.

Ideal for – Investors seeking current income and capital gains over a long term.

Scheme features:

Benchmark Index	CRISIL Composite Bond Fund Index (40%) + Domestic price of gold (20%) + S&P BSE Sensex Total return Index (40%)
Total Expense Ratio	0.26% – Direct Plan0.38% – Regular Plan
Investment Options	Growth
Minimum Investment	Rs.500
Entry Load/Exit Load	No Entry Load; Exit Load- 1% for redemption within 90 days
Riskometer	Moderately High
Fund Manager	Mr. Chirag Mehta, Mr. Nilesh Shetty

Save Tax by Investing in Quantum Tax Saving Fund

For investors who not only wish to invest in equities but also save on tax, the Quantum Tax Saving Fund by QMF is the perfect investment option. It is an open-ended, equity-linked scheme with a lock-in period of 3 years and lets investors enjoy tax benefits. For long-term capital appreciations over Rs.1 lakh, 15% tax is applicable while for short-term capital gains, the rate is 15%. The tax benefits under this scheme are in accordance with the guidelines of Section 80C of the Income Tax Act.

Investment objective – Offer investors long-term capital appreciation by investing mainly in shares of firms in S&P BSE 200 Index while also offering tax benefits under Section 80C of the Income Tax Act.

Ideal for – Investors who wish to enjoy tax benefits while also realising their long-term financial goals.

Scheme features:

Benchmark Index	S&P BSE 30 Total Return Index
Total Expense Ratio	1.29% – Direct Plan1.46% – Regular Plan
Investment Options	Growth and Dividend
Minimum Investment	Rs.500
Entry Load/Exit Load	Not Applicable
Lock-in Period	3 years from allotment date of the units
Riskometer	Moderately High
Fund Manager	Mr. Atul Kumar, Associate Fund Manager – Mr. Sorbh Gupta

Eligibility criteria for investing in Quantum Mutual Funds

The below persons/entities are eligible to invest in the units of Quantum Mutual Funds:

Adult individuals residing in India
Minors through parent/legal guardian
Karta of Hindu Undivided Family (HUF)
Public Sector Undertakings (PSUs)
Partnership firms and Limited Liability Partnerships (LLPs)
Banks and Financial Institutions
Mutual Funds/Alternative Investment Funds registered with SEBI
Non-Resident Indians (NRIs)/Persons of Indian Origin (PIO)
Religious and Charitable Trusts
Foreign Institutional Investors (FIIs) and Foreign Portfolio Investors (FPI) registered with SEBI on repatriation basis
Scientific and Industrial Research Organisations
Air Force, Army, Navy and other paramilitary units
Multilateral funding agencies
Any other individuals/body/institutions as decided by Quantum Mutual Fund from time to time.

Documents Required for Investing in Quantum Mutual Funds

Before investing in any mutual fund scheme, investors need to have a Permanent Account Number (PAN), bank account, and have to comply with the Know your Customer (KYC) guidelines. To complete the KYC process, investors need to submit the duly filled application form along with a recent passport size photograph, Identity Proof (PAN card, Aadhaar Card, Driving Licence, Voter ID, Passport), and Proof of Residence (Aadhaar Card, Driving Licence, Voter ID, Passport). The documents need to be attested by self and submitted along with the original copies, for verification.

After completion of the KYC process, the investor can invest in any scheme of QMF, the procedure of which is explained below.

How to Invest in Quantum Mutual Funds?

Interested investors can use any of the below modes to invest in the various schemes of Quantum Mutual Funds:

Through your financial guide/advisor
By logging into the ‘Invest Online’ portal of Quantum Mutual Funds
Offline submission of physical transaction requests
By means of a stock exchange platform
Using mobile/computer to invest via Email, Fax, SMS, WhatsApp
You can also invest online without logging in using the ‘Quick Transact’ option

Please note that only Know Your Customer (KYC) compliant entities can invest in Quantum Mutual Funds.

Why invest with Quantum Mutual Funds?

Quantum Mutual Funds is the first ‘Direct-to-Investor’ fund house in India.
It offers uncomplicated products that are easy-to-understand and across various asset categories – Debt, Equity, and Gold through regular and direct plans.
The investment process is disciplined and thoroughly researched,
Features schemes that have one of the lowest expense ratios in the mutual fund category.
Presents investors with the facility to invest online which is a completely paperless transaction.