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HDFC Trustee Company Limited is the trustee to the mutual fund. The HDFC Mutual Fund is sponsored by the Housing Development Finance Corporation Limited (HDFC Ltd.) and the Standard Life Investments Limited.Updated On – 09 Jan 2025

Key Features and Advantages of HDFC Mutual Fund

The HDFC Mutual Fund is driven by their own investment philosophy. Based on their investment philosophy, the key features of the HDFC Mutual Fund can be listed as follows:

Profitable Investment: This is the most important factor that drives the HDFC Mutual Fund. It believes that the best way to invest profitably is to provide the investors with the chance to invest in the financial market profitably and reduce the tensions pertaining to the swings in the market.
Risk Control: HDFC Mutual Fund provides emphasis on the management and control of portfolio risks. This helps them to avoid chasing the latest trends and “fads”.
Detailed Analysis and Research: HDFC Mutual Fund believes that analysis and research are the keys to success in the financial market. Thus, it has set up a well-built infrastructure that helps them conduct the fundamental research. The researches are backed up by effective analysis.

List of HDFC Mutual Fund in India 2024

Mutual Fund Scheme Name	NAV (Rs)	Risk	1 Year Return	Fund Size (Rs)
HDFC Balanced Advantage Fund Direct Plan Growth	501.16	Very High Risk	39.1 %	83, 548 CR
HDFC Regular Savings Fund Direct Growth	35.33	Very High Risk	35.5 %	5,044 CR
HDFC Retirement Savings Fund Equity Plan Direct-Growth	48.8	Very High	40.35 %	4,705 CR
HDFC Large and Mid Cap Fund Regular- Growth	289.8	Very High	48.23 %	16,756 CR
HDFC Focused 30 Fund Direct Plan Growth	214.28	Very High	40.4%	11,246 CR

HDFC Mutual Fund Account Statement

The following steps are required to be followed in order to check the status of the account statement under the HDFC Mutual Fund online:

You need to visit the official website of the HDFC Mutual Fund at www.hdfcfund.com.
At the bottom of the home page, the website has 4 columns with a number of options.
Click on the ‘Account Statement’ option which is the last option of the third column.
On clicking the ‘Account Statement’ option, a new page will pop up. On this pop-up page, a list of 9 languages is provided. The languages provided are- English, Hindi, Bengali, Marathi, Malayalam, Kannada, Gujarati, Telugu, and Tamil. Select the check-box next to the language of your choice.
Once the language is selected, click on ‘I AGREE’ at the bottom of the page.
After this, you will be redirected to a new webpage under the heading- “Introduction to HDFC MF Multilingual Statement of Account”. Click on ‘Next’ at the bottom of the page.
You will be redirected to a new webpage where you have to provide your Folio information.
On the ‘Folio Information’ page, you will be required to provide your ‘Folio Number’ followed by your Permanent Account Number (PAN) or your Bank Account Number.
Type in the Captcha code provided in the box and click on ‘SUBMIT’.
After the submission of the details mentioned above, the user will be redirected to a new page. On this page, you will be required to provide the date range for which you want the account statement.
Once it is submitted successfully, you will receive an email containing your account statement on the email ID that you have registered with the HDFC Mutual Fund.

Types of Mutual Funds Offered by HDFC Asset Management Company

The following are the different kinds of mutual funds offered by HDFC Asset Management Company Ltd.:

Index
Thematic/Sectoral Equity
Equity Linked Savings Scheme (ELSS)
Hybrid

Solution Oriented
Theme Based Debt
Duration Based Debt
ETF
Fund of Funds

HDFC Mutual Fund – Best MF Schemes, NAV & Returns

Key Features and Advantages of HDFC Mutual Fund

The HDFC Mutual Fund is driven by their own investment philosophy. Based on their investment philosophy, the key features of the HDFC Mutual Fund can be listed as follows:

Profitable Investment: This is the most important factor that drives the HDFC Mutual Fund. It believes that the best way to invest profitably is to provide the investors with the chance to invest in the financial market profitably and reduce the tensions pertaining to the swings in the market.
Risk Control: HDFC Mutual Fund provides emphasis on the management and control of portfolio risks. This helps them to avoid chasing the latest trends and “fads”.
Detailed Analysis and Research: HDFC Mutual Fund believes that analysis and research are the keys to success in the financial market. Thus, it has set up a well-built infrastructure that helps them conduct the fundamental research. The researches are backed up by effective analysis.

List of HDFC Mutual Fund in India 2024

Mutual Fund Scheme Name	NAV (Rs)	Risk	1 Year Return	Fund Size (Rs)
HDFC Balanced Advantage Fund Direct Plan Growth	501.16	Very High Risk	39.1 %	83, 548 CR
HDFC Regular Savings Fund Direct Growth	35.33	Very High Risk	35.5 %	5,044 CR
HDFC Retirement Savings Fund Equity Plan Direct-Growth	48.8	Very High	40.35 %	4,705 CR
HDFC Large and Mid Cap Fund Regular- Growth	289.8	Very High	48.23 %	16,756 CR
HDFC Focused 30 Fund Direct Plan Growth	214.28	Very High	40.4%	11,246 CR

HDFC Mutual Fund Account Statement

The following steps are required to be followed in order to check the status of the account statement under the HDFC Mutual Fund online:

You need to visit the official website of the HDFC Mutual Fund at www.hdfcfund.com.
At the bottom of the home page, the website has 4 columns with a number of options.
Click on the ‘Account Statement’ option which is the last option of the third column.
On clicking the ‘Account Statement’ option, a new page will pop up. On this pop-up page, a list of 9 languages is provided. The languages provided are- English, Hindi, Bengali, Marathi, Malayalam, Kannada, Gujarati, Telugu, and Tamil. Select the check-box next to the language of your choice.
Once the language is selected, click on ‘I AGREE’ at the bottom of the page.
After this, you will be redirected to a new webpage under the heading- “Introduction to HDFC MF Multilingual Statement of Account”. Click on ‘Next’ at the bottom of the page.
You will be redirected to a new webpage where you have to provide your Folio information.
On the ‘Folio Information’ page, you will be required to provide your ‘Folio Number’ followed by your Permanent Account Number (PAN) or your Bank Account Number.
Type in the Captcha code provided in the box and click on ‘SUBMIT’.
After the submission of the details mentioned above, the user will be redirected to a new page. On this page, you will be required to provide the date range for which you want the account statement.
Once it is submitted successfully, you will receive an email containing your account statement on the email ID that you have registered with the HDFC Mutual Fund.

Types of Mutual Funds Offered by HDFC Asset Management Company

The following are the different kinds of mutual funds offered by HDFC Asset Management Company Ltd.:

Index
Thematic/Sectoral Equity
Equity Linked Savings Scheme (ELSS)
Hybrid

Solution Oriented
Theme Based Debt
Duration Based Debt
ETF
Fund of Funds

Who is Eligible for HDFC Mutual Funds?

The following entities can invest in HDFC Mutual Funds:

Banking companies
Companies
FIIs
Hindu Undivided Families
Insurance companies
NRIs
Parents or lawful guardians on behalf of minors
Partnership firms
Pension funds
Public financial institutions
Resident individuals
Trusts

Documents Required for HDFC Mutual Funds

The following are the documents you will need to invest in HDFC Mutual Funds:

Application form (one for opening a mutual fund account, one if you want to select an SIP, and one if you want to transfer funds electronically from your bank account)
KYC documents (KYC individual form along with a passport-sized photograph)
Identity proof (any one of Passport, Driving License, PAN, Aadhaar Card, or Voter’s ID)
Address proof (any one of Passport, Aadhaar Card, Driving License, Voter’s ID, Ration Card, utility bills such as gas bill, electricity bill, or telephone bill, or flat maintenance bill, passbook, insurance copy, bank account statement, or registered sale/lease agreement of residence)
Third party declaration in case of investment on behalf of a minor (Third party declaration form)

How to Invest in HDFC Mutual Funds Online?

Investing in HDFC Mutual Funds online is as easy as it gets. The HDFCMF Online facility introduced by HDFC enables customers to transact online at any time.

By using this facility, you can purchase switch, redeem, view your account details, register for SIPs/STPs, check the valuation of your portfolio and download account statements with relative ease. To transact online, all you need is an existing folio, an email address that is registered in the folio, and your HDFC Personal Identification Number.

Why Choose HDFC Mutual Funds?

HDFC is one of the most popular financial institutions in India due to the fact that it offers some truly exceptional products and services. Purchasing mutual funds from HDFC can prove beneficial in the long term because the fund house has a large number of mutual funds that cater to the investment needs of a diverse customer base. A number of the mutual funds offered by the company have been ranked highly by CRISIL.

Some mutual funds offered by HDFC, such as the equity-linked savings schemes and other tax-saving schemes, can also help in getting tax benefits. The company’s portfolio also consists of investment options that have low, medium, and high risk, which makes it easy for customers to pick an option based on their risk appetite.

Equity Funds Offered by HDFC Asset Management Company Ltd.

The following are the equity/growth funds offered by HDFC Asset Management Company Ltd.

HDFC Equity Fund

Fund Type	Open-ended growth scheme
Entry Load	N/A
Exit Load	In case units are switched-out or redeemed within a year from the date on which they were allotted, an exit load of 1% will be applicable.In case units are switched-out or redeemed after a year from the date on which they were allotted, there will be no exit load.
Benchmark	Nifty 500
Fund Manager	Ms.Roshi Jain and Mr. Dhruv Muchhal
Risk Factor	Very high

Investment Objective of the HDFC Equity Fund

The investment objective of the HDFC Equity Fund is to generate capital appreciation via investment in equities and equity-related instruments.

Who is the HDFC Equity Fund for?

The HDFC Equity Fund – Direct Plan is ideal for investors who subscribe for or purchase units in a scheme directly with the fund rather than those whose investments are routed via a distributor.

HDFC Top 100 Fund

Fund Type	Open-ended growth scheme
Entry Load	N/A
Exit Load	In case units are switched-out or redeemed within a year from the date on which they were allotted, an exit load of 1% will be applicable.In case units are switched-out or redeemed after a year from the date on which they were allotted, there will be no exit load.
Benchmark	Nifty 100
Fund Manager	Rakesh Vyas and Prashant Jain, Mr.Rahul Baijal and Mr.Dhruv Muchhal
Risk Factor	Very high

Investment Objective of HDFC Top 100 Fund

The investment objective of the HDFC Top 100 Fund is to generate capital appreciation in the long term by making investments in a portfolio comprising of equity and equity-related instruments of companies in the BSE 200 index.

Who is the HDFC Top 100 Fund for?

The HDFC Top 100 Fund is ideal for investors who look for long-term capital appreciation via investments in equity and equity-related instruments of companies in the S&P BSE 200 Index.

HDFC Mid-Cap Opportunities Fund

Investment Objective of HDFC Mid-Cap Opportunities Fund

The investment objective of the HDFC Mid-Cap Opportunities Fund is to generate capital growth over the long term via investment in a portfolio that mainly comprises of equity and equity-related instruments of small- and mid-cap companies.

Who is the HDFC Mid-Cap Opportunities Fund for?

The HDFC Mid-Cap Opportunities Fund is ideal for investors who want long-term capital appreciation through investment mainly in equity and equity-related instruments of small- and mid-cap companies.

HDFC TaxSaver (ELSS)

Fund Type	Open-ended Equity-Linked Savings Scheme that comes with a 3-year lock-in period
Entry Load	N/A
Exit Load	Exit load will not be applicable on units allotted on dividend reinvestment and bonus units
Benchmark	NIFTY 500 Index
Fund Manager	Ms.Roshi Jain and Mr. Dhruv Muchhal
Risk Factor	Very high

Investment Objective of HDFC TaxSaver (ELSS)

The investment objective of HDFC TaxSaver (ELSS) is to generate capital appreciation over the long term via investment mainly in equity and equity-related instruments.

Who is HDFC TaxSaver (ELSS) for?

HDFC TaxSaver (ELSS) is ideal for investors who want long-term capital growth.

HDFC Arbitrage Fund

Fund Type	Open-ended equity scheme
Entry Load	N/A
Exit Load	In case units are switched-out or redeemed within a month from the date on which they were allotted, an exit load of 0.25% will be applicable.In case units are switched-out or redeemed after a month from the date on which they were allotted, there will be no exit load.
Benchmark	CRISIL Liquid Fund Index
Fund Manager	Ms.Roshi Jain and Mr. Dhruv Muchhal
Risk Factor	Very High

Investment Objective of HDFC Arbitrage Fund

The investment objective of the HDFC Arbitrage Fund is to generate income via arbitrage opportunities between derivative and cash market in addition to arbitrage opportunities within the derivative segment, and by deploying surplus cash in money market instruments and debt securities.

Who is the HDFC Arbitrage Fund for?

The HDFC Arbitrage Fund is ideal for investors who want short-term income, and income via arbitrage opportunities between derivative and cash market as well as from arbitrage opportunities within the derivative segment.

HDFC Infrastructure Fund

Fund Type	Open-ended equity scheme
Entry Load	N/A
Exit Load	In case units are switched-out or redeemed within a year from the date on which they were allotted, an exit load of 1% will be applicable.In case units are switched-out or redeemed after a year from the date on which they were allotted, there will be no exit load.
Benchmark	NIFTY 50 Arbitrage Index
Fund Manager	Mr. Arun Agarwal, Mr.Anil Bamboli, Mr.Nirman S Morakhia
Risk Factor	Low

Investment Objective of HDFC Infrastructure Fund

The investment objective of the HDFC Infrastructure Fund is to generate capital appreciation in the long term by making investments mainly in equity and equity-related securities of firms and organisations that are involved in or are forecast to benefit from the development and growth of infrastructure.

Who is the HDFC Infrastructure Fund for?

The HDFC Infrastructure Fund is ideal for those who want long-term capital growth via investment predominantly in equity-related and equity securities of organisations involved in the development and growth of infrastructure.

HDFC Long Term Advantage Fund (ELSS)

Fund Type	Open-ended Equity Linked Savings Scheme that comes with a 3-year lock-in period
Entry Load	N/A
Exit Load	Exit load will not be applicable on units allotted on dividend reinvestment or on bonus units
Benchmark	S&P BSE Infrastructure Index
Fund Manager	Mr. Srinivasan Ramamurthy
Risk Factor	Very High

Investment Objective of HDFC Long Term Advantage Fund (ELSS)

The investment objective of the HDFC Long Term Advantage Fund (ELSS) is to generate capital growth in the long term via investment in a portfolio that comprises mainly of equity and equity-related instruments.

Who is the HDFC Long Term Advantage Fund (ELSS) for?

The HDFC Long Term Advantage Fund (ELSS) is ideal for investors who want long-term capital appreciation through investment mainly in equity and equity-related instruments.

FAQs on HDFC Mutual Funds

What is the HDFC Equity Fund’s new name? HDFC Mutual Fund: HDFC Flexi Cap Fund: Diversified Equity Fund.
Are mutual funds from HDFC good or bad? The HDFC mutual fund SIP is maybe the greatest investing option for erratic individuals since it allows them to simply achieve their financial objectives and build wealth through a disciplined investment approach. HDFC mutual fund SIP is a wise investment option for people with long-term financial objectives.
How can I apply for a systematic investment plan from HDFC Mutual Funds? If you wish to invest in an SIP from HDFC, you will have to fill in the application form which is basically an SIP enrolment form. The form will have to be submitted together with an auto-debit form.
How will I get my redemption amount? The amount at the time of redemption is usually paid through direct debit via NEFT or RTGS, or via cheque.
Will I have to pay anything when redeeming my scheme? In case the scheme in which you invested does not have an “exit load”, you will not be charged anything. But if it does, the amount charged as exit load will be subtracted from the ‘Applicable NAV’ per unit.

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