February 23, 2025

Credit Card Online

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At Paisabazaar, you can compare and apply online for credit cards and find the right card for you. Based on your eligibility, you can check pre-approved offers from top providers such as Axis Bank, ICICI and SBI among others and get instant approval.

Check Pre-Approved Credit Cards
for you in Just One Click

  • 50+ Credit Cards from Top Banks
  • Compare Best Offers
  • Completely Digital Process

Credit cards offer benefits across multiple categories such as travel, shopping, fuel, etc, in the form of reward points, cashback, and discounts. However, you can maximize the benefits offered, only if you make an informed choice. Note, that the best credit card for you is the one that is chosen based on your lifestyle habits and spending patterns. To help you,  we have covered important information about credit cards on this page. Read on to know more about credit cards in India.

On this Page:
10 Best Credit Cards in India
Types of Credit Cards
Top Credit Card Providers
How to Choose the Right Credit Card
Eligibility & Documentation
Credit Card FAQs

10 Best Credit Cards in India for Dec 2022

Credit CardBest Suited ForAnnual Fee
Axis Ace Credit CardCashbackRs. 499
SBI Card EliteRewards & TravelRs. 4,999
HDFC RegaliaShopping & TravelRs. 2,500
Flipkart Axis Credit CardOnline ShoppingRs. 500
Amazon Pay ICICI Credit CardOnline ShoppingNil
Citi PremierMiles TravelRs. 3,000
HDFC MillenniaCashbackRs. 1,000
Standard Chartered DigismartTravel & Online ShoppingRs. 49 per month
HDFC Bank Diners Club Privilege Travel &LifestyleRs. 2,500
HSBC CashbackCashback on Online SpendsRs. 750

Please Note: In this article, we have chosen cards that offer the best benefits across categories for consumers from different income segments. This does not include Super-Premium Credit Cards, which are usually “invite-only” cards for consumers with high income. If you want to see the list of best super-premium cards in India, click here.


  • Completely Digital Process

Mobile NumberDigits OnlyBy submitting this form, you have read and agree to the Credit Report Terms of Use, Terms of Use Privacy PolicyCheck Offersहिंदी में पढ़ेUpdated: 13-12-2024 06:33:51 AM

Credit Card Benefits

Credit cards offer benefits across multiple categories such as travel, shopping, fuel, etc, in the form of reward points, cashback, and discounts. However, you can maximize the benefits offered, only if you make an informed choice. Note, that the best credit card for you is the one that is chosen based on your lifestyle habits and spending patterns. To help you,  we have covered important information about credit cards on this page. Read on to know more about credit cards in India.

On this Page:10 Best Credit Cards in IndiaTypes of Credit CardsTop Credit Card ProvidersHow to Choose the Right Credit CardEligibility & DocumentationCredit Card FAQs

10 Best Credit Cards in India for Dec 2022

Credit CardBest Suited ForAnnual Fee
Axis Ace Credit CardCashbackRs. 499
SBI Card EliteRewards & TravelRs. 4,999
HDFC RegaliaShopping & TravelRs. 2,500
Flipkart Axis Credit CardOnline ShoppingRs. 500
Amazon Pay ICICI Credit CardOnline ShoppingNil
Citi PremierMiles TravelRs. 3,000
HDFC MillenniaCashbackRs. 1,000
Standard Chartered DigismartTravel & Online ShoppingRs. 49 per month
HDFC Bank Diners Club Privilege Travel &LifestyleRs. 2,500
HSBC CashbackCashback on Online SpendsRs. 750

Please Note: In this article, we have chosen cards that offer the best benefits across categories for consumers from different income segments. This does not include Super-Premium Credit Cards, which are usually “invite-only” cards for consumers with high income. If you want to see the list of best super-premium cards in India, click here.


Different Types of Credit Cards in India

Shopping Credit Cards

Travel Credit Cards

Fuel Credit Cards

Rewards Credit Card

sEntertainment Credit Cards

Lifetime-free Credit Cards

Co-branded Credit Cards

How to choose the best credit card for you

To help you start your search for the right card, here are 7 questions to ask that would narrow down your choices.

  • What are your options (especially if you are new to credit)?
  • Do you already have a credit card?
  • What type of value back do you want- rewards, cashback or air miles?
  • On what type of purchases would you want the highest value back?
  • Do you favor a certain airline, online shopping platform or brand?
  • Would you be willing to pay a certain amount as annual fee if the card comes with the right set of benefits to suit your requirements?
  • Are you a heavy spender and would be able to meet the spending threshold to avail fee waiver or milestone benefits?

The perfect starting point in choosing the best card is to understand your spending preferences and decide on the type of value-back you would want from the card. To make a more informed choice, you can compare and apply for best credit cards in India at Paisabazaar.

Courtsey To : Paisabazaar

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