9. Gimmick or not (Part 2)
9.1 – Consumables This chapter is authored by Shrehith from Ditto. Here’s the thing — When you parse through a hospital bill, you’ll almost always see line items...
8. Gimmick or not (Part 1)
8.1 – Understanding the gimmicks of Insurance This chapter is authored by Shrehith from Ditto. Insurance is a cutthroat enterprise. Everybody is trying to outcompete each...
7. No free lunch
7.1 – Understanding Discounts, Family Floaters, Group Plans, Employee Insurance policies This chapter is authored by Shrehith from Ditto. Everybody likes a good discount. Are you...
6. A mighty defence
6.1 – Understanding specific illnesses, permanent exclusions, disease-wise sub-limits and blacklists This chapter is authored by Shrehith from Ditto. While some people have little faith in...
5. Dunning Kruger effect
5.1 – Understanding medical declarations, pre-existing diseases and loading charge This chapter is authored by Shrehith from Ditto. The Dunning–Kruger effect is a hypothetical cognitive bias that alludes...
4. Skin in the game
4.1 – Understanding co-payment and room rent restrictions This chapter is authored by Shrehith from Ditto. Skin in the game — It’s an idea propounded by many people,...
3. The nudge
3.1 – Understanding protection, cover amount and premiums This chapter is authored by Shrehith from Ditto. An average human spends about 8 hours of his day...
2. Perverse Incentives
2.1 – Filling the application right This chapter is authored by Shrehith from Ditto. A few months ago, a young chap came to us seeking help — completely...
1. Introduction
1.1 – Overview This chapter is authored by Shrehith from Ditto. Most people in this country live on a tight budget. They don’t have a large...
18. Discounted Cash Flow Analysis (DCF)
18.1 – Recap We started chapter 1 with an introduction to financial modeling. I did talk about how financial modeling is always taught to students in a...